Q 2: We have here in
what is called
an investment certificate sold by banks.
It is called type (C) that has no interest. This means that if I buy a certificate and then want to return it to them, even after ten years, I will receive the same amount I paid. Then, the computer takes one of the numbers of these sold certificates all over the country to be the first winner. There are many winners. They can reach four hundred winners. The first winner gets twenty thousand pounds. Can I receive this money if I buy one of these certificates and become a winner? Will I be a sinner if I do that?
What you have mentioned in your question about the ruling of investment certificates is a kind of gambling and one of the major sins that was prohibited according to the Qur'an, Sunnah and Ijma` (consensus of scholars).
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.